You want to open a saving account? Answer all these questions first!!
September 19th, 2008 | by jys |I remembered last time when I opened saving accounts, all I need to do is to deposit a RM 10, fill up a simple form and done! I got my saving book, atm card and everything within 20 minutes! Ya, RM 10 probably is a long long time ago, the most recent account I opened at HSBC few years ago, I need to deposit RM 250 but still, the procedure is the same, filled up a simple form and I get everything within an hour. I thought every bank is the same but it seems like it’s NOT.
A colleague of mine recently went to Maybank to open a saving account. Before she get the application form, they told her in order to open a saving account in this area, you must either lived around here (will follow the address from ur IC or you can bring the water and electricity bill to prove) or study/work around here. If you work around here, you have to get a letter from your company to prove that. This colleague of mine worked part time in my office, so basically she can’t apply the saving account at the Maybank near my office. So she decided to open the saving account near where she study, which is at Sunway.
She thought after she filled up the form, deposited RM 250, prove them that she’s currently studying at that area, they should have no more questions but she’s wrong. The maybank staff asked her a lot of questions such as, why you want to open the saving account? which college you’re in? what course you’re taking? What is your relationship with this person stated on the water bill (the address she entered is different from the IC so she need to prove she’s staying there)? The house buy or rent? How many ppl staying in that house? and a whole lot of other questions!!
When she told me about this, I was kind of shocked. I want to open a saving account only leh, need to ask SO MANY questions meh, some more some of the questions doesn’t seems to relate to the saving account also..
Any of you encountered this? Is it only Maybank or other banks also practising this? Luckily I already have an account with Maybank, else I will be very frusfrated if I need to open one!!
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3 Responses to “You want to open a saving account? Answer all these questions first!!”
By cbenc12 on Sep 21, 2008 | Reply
yah i think my fren got this prob wif maybank too.. i havent tried other banks for long time.. so silly rite..
Jys:
no point open many saving accounts without money inside, hehe.. if got money, one account also enough lar. hehe..
By khengsiong on Sep 22, 2008 | Reply
My mom opened a saving account in Maybank early this year. Not so many question asked. But I was told that for younger people, Maybank no longer issue passbook and it expect us to check our transactions online.
Several years ago I wanted to replace my Bank Bumi ATM card from stripe type to chip type. I was told to provide payslips. In the end I didn’t bother to replace it.
P/S Your site is painfully slow >.<
Jys:
how come replace atm card needs pay slip? if i’m still a student i can’t replace my atm card lor?
oh ya, must be the photos, i should have resize before upload. Will resize for my next post! :p
By keeyit on Sep 22, 2008 | Reply
Seems not easy to open account in Maybank. I do not have any Maybank account.
Jys:
Maybank very “action” and always full of ppl one. Luckily there’s online banking.. But I have to admit that they have the best online banking if compared to other banks. Have used quite a few banks but still prefer Maybank2u.