~sigh…kena conned again la…

March 30th, 2009 | by jys |

Last Friday I received a letter from UOB bank. I opened up and saw there’s this new credit card with my name on it. I did not apply for any card recently so I was quite frustrated when I received this. Is this their new tactic? Simply issue a new card to ppl?

Immediately I called and asked. I asked them do I need to cancel the card although I did not activate it? They said yes. So I told them I want to cancel my card. Guess what the customer service ppl told me? She said I need to go to any of the branch to cancel the card. I was kind of angry when I heard this. You sent me a new card which I did not apply and u need me to go to the branch to cancel it?

I raised my voice (just a little bit lar..) and asked her why they sent me a new card which I never apply for? Guess what? I rasied my voice, that customer service also raised her voice. She said.. We will NOT sent you a card IF you did not apply for it!! Then of cos, I raised my voice a little bit more.. hehe.. I told her I really did not apply for any card recently..

Then both of us paused for a while, and she asked me to check whether my existing card, is it going to expire.. and it turned out to be that new card I received is to replace the gold mastercard that is going to expire. I asked her, I am holding a gold mastercard, why you sent me a platinum ladies card? She said, all women with gold mastercard will received the platinum ladies card as replacement.

Well, since it’s a replacement card and I still got an installment on that card, I have no choice but to activate it. After I activated the card, I found out that in order to waive my annual fees, I need to spend at least RM 3K per year and I need to swipe at least one time per month!! Hey.. last time my gold card only need to swipe 6 times per year regardless the amount..shit man…. they now do business like that la…

~sigh….

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  1. 8 Responses to “~sigh…kena conned again la…”

  2. By Jason on Mar 30, 2009 | Reply

    Petrol petrol petrol…

    Jys:
    I got other cards leh..

  3. By disturbedmind on Mar 30, 2009 | Reply

    easy peasy la….all bills automatically pay to this credit card. tat already exceeds the min requirement of swipe once a month and also accummulate RM3k per year. :mrgreen:

    Jys:
    well, the thing is, i got other cards mar. some more i don’t really use this card much… I keep it becos I still got an installment on it..

  4. By Jayce on Mar 30, 2009 | Reply

    Monthly once is easy. RM3k is also easy for you la. Unless you have several cards like this. :P

    Jys:
    ya..u are right..i got a few cards…seldom used this uob card also..

  5. By disturbedmind on Mar 31, 2009 | Reply

    heheheh nope, no several cards…just one

    Jys:
    no leh..i got a lot of other cards leh..hehe..

  6. By jam on Mar 31, 2009 | Reply

    I also use a UOB credit card at the moment. I think the benefits are much better than any of the Malaysian’s local banks.

    Jys:
    yameh? if not becos of the installment, i will terminate my card wor.. hehe..what are the benefits that make you feel it’s better than other cards?

  7. By amei79j on Mar 31, 2009 | Reply

    no worry i think…if u use that card often & is a good paymaster, just ask them to waive the annual fee, if they dont wish too, just tell them u wanna cancel it, as other banks offer cards without annual fee…normally works. no harm to try. all the best.

    Jys:
    haha, the thing is.. i seldom use that card one.. just becos there’s this installment plan on that card…that makes me still keeping it..

    i think i till cancel off the card after i finish the installment plan… but very troublesome lar, need to go to the branch…

  8. By dragoncity on Apr 1, 2009 | Reply

    Actually you can made complaint to MCMC. They are very efficient in this kind of thing. Or transfer the balance to other card and cancel this one. = )

    Jys:
    MCMC? what’s that? there’s an installment plan on that card which i don’t think it’s tranferrable..

  9. By Jass on Oct 29, 2009 | Reply

    hahaha…i think u need to cancel all your unused cards liao… if not n * RM50…. :p

    Jys:
    yalor.. ~sigh…

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