Amanah Saham 1 Malaysia ~ 5th August 2009
August 4th, 2009 | by jys |Since Monday, my friends had been telling me about this Amanah Saham 1 Malaysia. I failed to buy the previous two released cos I went during noon, hehe..So they were asking me whether I will buy this or not.
Some told me this Amanah Saham 1 Malaysia only promised to return 3 to 4% only, far less than the previous ones which return 6% and above. So they said not really worth to buy. But to me, it depends on how you see these things. If you treat it as a saving, then why not? 3 to 4% is still higher than the current FD rates (2%+), right?
So am I going to buy? Seriously, I haven’t make up my mind yet. hahahahaha, so i guess it depends on my mood tomorrow, whether I got mood to go to the bank or not. :p
What about you? Will you invest some on this Amanah Saham 1 Malaysia (AS1M)?
Tags: amanah saham, Amanah Saham 1 Malaysia, AS1M, ASM
14 Responses to “Amanah Saham 1 Malaysia ~ 5th August 2009”
By tekkaus on Aug 4, 2009 | Reply
Nope! I will pass again!
Jys:
haha, pass ar? invest in shares better is it?
By tom on Aug 4, 2009 | Reply
yes,I will invest some of my money on this Amanah Saham 1 Malaysia.
I wish the return will higher than other ASM n AS wawasan2020…mayb around 8%,9% or even 10%…haha…who know??!
Jys:
haha, correct. who knows?
By SP Blogger on Aug 4, 2009 | Reply
Who said that it only have 3 to 4% return? It still not open for sell yet. Who know the performance?
Jys:
i think tat’s the estimated return gua, not sure lar, everyone told me the return percentage is lower than the pervious ones.
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By elween on Aug 4, 2009 | Reply
HI…was browsing through google and found your blog on AS1M, since I am interested too..so come here and kay poh sikit..
and Yes, I am interested too. no harm in investing a small portion. at least the rate is better than FD>
Jys:
hmm, actually it’s 50-50, can be better and can be worst.. hehe…
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By Alex on Aug 4, 2009 | Reply
Warning, AS1M is not capital guarantee. Your investment can turn negative…BEWARE, YOU ARE WARNED….go read the online prospektus
Jys:
ya ya, i’m aware of that. hehe….
By Alex on Aug 4, 2009 | Reply
Earlier I intend to put 50K…now I think put 2% FD is better than AS1M.
Jys:
wah, 50K ar? hehe.. i think it’s 50-50, can be more and can be less than FD lor..
By annant on Aug 4, 2009 | Reply
i remembered last time they launched a saving plan which everybuddy swam to get one…including me..nyek nyek
Jys:
u mean the sukuk? haha, me too lar.. that one is saving, this one is investment..
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By Forever28 on Aug 4, 2009 | Reply
No, I am not interested with it… hehe…
Jys:
after some considerations, I think I shall skip this one.. :p
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By ying on Aug 5, 2009 | Reply
no
Jys:
ya me too…
By YSLim on Aug 7, 2009 | Reply
for my opinion, i dont see a point of establish a new fund which so called “similar” to ASM…
if the fund itself need more capitals, why dont they just add more units into ASM rather than create another new fund “satu malaysia”….
yes, i agreed no one know what is the return rate, those saying 3% – 4%, where the statistic come from before the unit even started to invest?
i just don’t like that guy’s style…he is strong, yet too fake! that’s why i also not planning to invest into his fund…
Jys:
why create another new fund? i’m not so sure also, perhaps becos the investment direction is different, that is why they create a new fund rather than adding more units to the existing ASM?
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By Thangaletchumi on Aug 10, 2009 | Reply
I’ve invested some of my hard earned money in the Amanah Saham 1 Malaysia. Since it is not capital guarantee, sud i withdraw the money?
Jys:
although it’s not capital guaranteed, it doesn’t mean you will not get any interest. Just that there’s a risk that you might get back less than what you invest. But on the other hand, you might also get more than what you invest, more than the FD interest.
By Dylan Heng on Sep 7, 2009 | Reply
I just bought 1000 unit this morning.
Just as what you said
“If you treat it as a saving, then why not? 3 to 4% is still higher than the current FD rates (2%+), right ”
Strongly agree.
Some more if next time this is getting high dividen we no need to queue up again at morning 5-6 am.
anyway good for learning invest also
Jys:
ya, it’s true. it really depends on how you treat it. anyway, i wish you get higher dividend ya…
By yrz on Oct 17, 2009 | Reply
I am interested in investing this fund.
Even the projected is only 3-4% but is still higher then FD but there is one point that I wish to post here for discussion.
In the fund catalog, it stated “The price is fix to RM1 for buying and selling but not capital guarantee”.
I wonder, if the price is fix for buying and selling, then why not capital guarantee ?
Does that means they will give us -ve dividend if the fund does not perform well ?
Strange clause.
Does anyone studies this clause ?
Jys:
I think I’ve heard from a friend of mine about this, yes, it MAY return u -ve dividend… not sure whether it’s true or not lar..
By iggy on May 14, 2010 | Reply
as 1m chinese portion all sold out
i think the return will be on par with asm and asw2020 or even better .. at least 5% or more
expect a special dividend to be announced on its 1st anniversary like all previous asm funds
fixed price at RM1 per unit is better than capital guaranteed
all asm units can be withdrawn anytime without incurring penalty charges unlike unit trust
interest calculated at minimum holding of units during a calendar month (from the first day until the end of the month)
this is najib’s brain child ‘AS1Msia’ launched by him .. wouldn’t look good if the fund performs badly
good luck to all who hv invested!!!
Jys:
hmm, but the asm is so difficult to buy..always sold out very fast!!