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BEWARE!! Bank Rakyat Credit Card SCAM!!

I just got back from lunch when I received this phone call. This guy (forgot what his name d) calling from Bank Rakyat, speaking Mandarin, looking for me by using my full name. I felt a bit suspicious d, cos Bank Rakyat not malay bank? Why speak mandarin one? Anyway, just listen to what he wants to tell me lar..

So he asked me did I call to Bank Rakyat to increase my master gold card credit limit. Then I said NO, cos I don’t even have Bank Rakyat’s credit card. Then he gave me my FULL NAME and IC No., asked me to confirm whether these information is correct or not. He got my name and IC correct, then he further gave me the billing address, which is in Sibu. Then I said address is incorrect. So he said he suspected fraud and asked me to hold on while he blocked my card (can hear typing sound some more, and background got a lot of malay talking.. hehehe….)

He told me my credit limit is RM 10K, and now already owed RM 9300, which I swiped it in casino in Sentosa, Singapore in June. So I kept saying No and No and finally he said it’s better for me to lodge a report to Bank Negara to play safe. And these are the information he gave me, asked me to write it down so that I can use it to report to Bank Negara.

Received call from this number : 03-21698888 (forgot the caller’s name)
Credit Card : Bank Rakyat Master Gold Card (credit limit : RM 10K)
Credit Card No : 5892 6720 9108 3033
Card Applied : 12 April 2010
Card Issued : 04 May 2010
Billing Address : 4A Lorong Salian, 18B 96000 Sibu Sarawak.
Bank Negara Phone no given by them : 03-27826813

Before he put down the phone, again he emphasized, asked me to lodge a report to Bank Negara. So I said ok and ended our conversation. Although I did suspect something is wrong, but still I think it’s better for me to really call to Bank Negara to double confirm. Of cos, I will not use the no given by them! I googled the no from the Internet and found Bank Negara’s no, which of cos is a totally different no lar. Then before I called, I googled the billing address too, and guess what? I found a blog post by googling the billing address!! Apparently this blog owner, Big Cow also received the phone call from them and decided to post in on the blog to share with ppl. Good job!! Here’s the link to the blog post, Bank Rakyat Credit Card Scam.

So after reading the blog post, I knew that I don’t even need to call to the real Bank Negara to confirm d lar… These ppl also very lazy lar, want to con ppl, used a different set of information lar.. billing address, bank, credit limit, all used back the same one, simply google also can find lar.. right?

So if you ever received such phone call, do not panicked. Just remember not to give out any of your information, and write down whatever they provided to you. Do not call back by using the phone no given by them, with the Internet, you can easily find any phone no you want, so google yourself!!

BEWARE!! con ppl are everywhere!! hehe..